ITR Processed but Refund Delayed Discover Effective Solutions to Resolve the Issue

After submitting your Income Tax Return (ITR) for the fiscal year 2025-26, you might notice the status as ‘Processed’ but the refund not yet seen in your bank account. Such delays can occur for several reasons, ranging from incorrect bank details to processing times.

Common Reasons for Refund Delays

Several factors might contribute to the delay in receiving your tax refund even after processing has been completed:

• Incorrect bank account details or IFSC code provided.
• Errors in TDS or tax credit data.
• Refund processing leading to a standard wait period of 15 to 30 days before credit appears in your account.

Ensuring Correct Bank Information

It is crucial to verify your bank account number and IFSC code through the Income Tax e-filing portal. Incorrect details could hinder the refund process. Double-check your Form 26AS to confirm the accuracy of your information.

Efficient Solutions to Resolve Refund Delays

Follow these steps to address the issue efficiently:

• Log into the Income Tax e-filing website.
• Navigate to the Refund/Demand Status section.
• If discrepancies in banking details exist, correct them and submit a Refund Reissue Request.
• If details are accurate but funds are still missing, promptly submit a Refund Reissue Request.

Upon submission, your refund will be reissued accordingly.

Assistance from NSDL

If a Refund File Dispatch (RFD) code exists on the portal, yet funds remain absent, reach out to NSDL or your bank branch. Technical issues may occasionally cause delays. Generally, tax refunds are credited within 15 to 30 days post-processing.

Special Considerations for Specific Taxpayers

Individuals with income from salaries, bank interest, or other straightforward sources often experience quicker processing. Their straightforward tax filings allow for reduced delays.

This year, the deadline for filing non-audit cases was extended twice, finally set for September 16, 2025. For audit cases, the last filing date is October 31, 2025.

Stay aware of these factors and follow the steps provided to ensure a smooth refund process.