2026 Social Security Payments: Complete Schedule Released

The release of the 2026 Social Security payment schedule provides essential information for beneficiaries. Payments are generally determined by the recipient’s date of birth, with some exceptions for those who received benefits prior to May 1997 or for individuals receiving both Social Security and Supplemental Security Income (SSI).

Payment Schedule Overview for 2026

Payments are issued on a specific day of the month based on the recipient’s birthday. If the scheduled payment date coincides with a federal holiday or weekend, recipients will receive their funds on the preceding weekday.

Confirmed Payment Dates

Here’s a breakdown of the Social Security payment schedule for 2026:

2026 Cost-of-Living Adjustment (COLA)

This year’s COLA estimates suggest an increase of 2.7%. The official announcement was postponed due to a government shutdown. The final COLA figure will be clarified after the October release of the Consumer Price Index (CPI) data.

Average Monthly Benefits

In August 2025, the average monthly payment for Social Security recipients was $2,008.31. A 2.7% COLA would increase this amount by approximately $54.22 per month. Over the year, this equates to a total increase of about $650.69.

Benefits of Having a “My Social Security” Account

• Access account information during government shutdowns.
• Request a replacement Social Security card.
• Receive updates on COLA adjustments.
• Manage direct deposit information.
• Obtain your Social Security 1099 form online.

Creating a “My Social Security” account offers significant advantages, particularly amid disruptions. It is a valuable tool for managing your benefits efficiently.