Florida Housing Affordability and Property Tax Debate Explored by Local Government Law Expert
In Florida, the rising costs of housing and property taxes are pressing concerns for residents as they look toward 2026. A recent University of North Florida poll highlights affordability as the primary issue affecting Floridians. Chris Hand, a government law attorney, emphasizes the growing challenge of housing prices, which have surged significantly, diminishing Florida’s status as an affordable market.
Key Findings from the UNF Poll
- 49% of respondents support eliminating property taxes for homestead properties.
- 43% oppose the elimination, indicating a split in public opinion.
- Housing costs are the most significant problem for Florida residents.
Property Insurance Challenges
Alongside housing costs, many Floridians face difficulties affording property insurance. A considerable number depend on the Citizens Property Insurance Company, which serves as the state’s insurer of last resort.
Legislative Discussions on Property Taxes
As the 2026 legislative session draws near, property tax reforms will be a focal point. Republicans in Tallahassee are considering reducing or eliminating property taxes for homestead properties. However, this move raises concerns about local government budgets.
In Jacksonville, for example, property taxes generate approximately $1.2 billion out of the city’s total budget of $1.7 billion. These funds are essential for maintaining critical services, including police, fire safety, and parks.
As the debate unfolds, the intersection of housing affordability and property tax policies will remain at the forefront of discussions among policymakers and residents alike.
